Below you'll find a list of all posts that have been tagged as “financial coach”
Now that the First Day of Spring has come and gone, a lot of us are in Spring Clean mode. There are many Spring Cleaning tips and checklists on the interwebs around this time of year. I really like this site (Coffee, Pancakes & Dreams) which includes a challenge and free downloadable check list. But have you ever Spring Cleaned …
UPDATE: It’s been 5 months since getting rid of Amazon Prime, and we will never go back. We have placed orders on Amazon during these five months. This is because we’ve had both Christmas and birthday gifts and are buying supplies for our woodworking business/hobby. We are also purchasing items on behalf of an elderly relative. But since September, we’ve …
It’s that time of year again! The best of times and sometimes the worst of times, financially speaking. Christmas. And more specifically: Christmas Budget time! This post is really about the financial impact of Christmas on the everyday American—specifically me, a financial coach. Even though I’m not a perfect example of budgeting, Christmas is an area and sought to hone …
When we were raising our young family many years ago, coupons were my savings vehicle of choice when it came to groceries. But over time, the coupon section (that was the reason I bought a Sunday newspaper) disappeared – at least in our area. Since then, there are three main strategies that I’ve implemented to save money on groceries. Meal …
From real estate agents to car salesman to freelance artists, many jobs produce irregular income. How do you budget when you have no idea how much you’ll be taking home?* Are you currently working a job in which no two paychecks are the same? Maybe you’re commission only and always living in the stress of waiting on the next deal …
Part of why I became a financial coach was to help others avoid the many money mistakes I made through the years. There were many more than five, but here are the 5 WORST money mistakes I’ve made (in no particular order): 1. Early withdrawal from a retirement fund AND a pension fund. At one point in our life, we …
I just called them jobs. But at a time when I wanted to stay home with my children instead of working full time, side hustles became essential for survival. Maybe these will give you some ideas for some of your own! 1. Waiting Tables Who didn’t wait tables in college, right? Here I learned how to do multiple things at …
Ever wondered why financial habits are sometimes hard to change? Maybe you don’t need convincing, and you understand the mathematical or logical reason behind the need for change. The problem is in the doing it by growing good financial habits. Here’s why: the pain of the problem (i.e. bad habit) has yet to exceed the perceived pain of the solution (i.e. …
There are certainly a lot of bad habits surrounding money in our culture, as evidenced by the fact that over half of American families live paycheck to paycheck. Perhaps lower salaries or loss of income is to blame, but how much less would the impact be if the American public would adhere to a few financial planning “best practices” surrounding …
If you read our previous post about our Beater Car #1, you might be wondering what is a beater? A beater is a paid-for car (no loans currently on it) that is likely older and in running condition, but not showroom floor condition. Case in point…. Before I discuss HOW we got this beauty, I want to relay two separate …
