The 1-2-3 Challenge: July 2021

July in Texas. “Mid” summer. The kids are home. Cookouts. Swimming. Vacation. Staycation.  Still a few months before the holidays. And it’s hot, y’all. As we’re sweating away the pounds, now can also be a good time to trim excess spending from the budget. So we’re starting a challenge. Here are the rules:  Challenge 1: During one week in July, …

Five Financial Planning Practices (You Should Begin Today)

There are certainly a lot of bad habits surrounding money in our culture, as evidenced by the fact that over half of American families live paycheck to paycheck.  Perhaps lower salaries or loss of income is to blame, but how much less would the impact be if the American public would adhere to a few financial planning “best practices” surrounding …