Five years ago, we cut the ties and cut our cable bill in more than half. We got rid of cable. Once and for all. Not going back and do not even want to go back. In fact, I cannot think of anything we miss. Maybe Astros baseball (which was remedied by an MLB pass and a VPN) or Hallmark …
Twelve (12) Way$ to Have a More Merry Christma$ by Saving Money
If you are like many, Christmas comes and goes, leaving behind it an empty bank account and charged up credit cards. To that end, we offer a few ideas for how to save money on Christmas during the last two months of the year. TWELVE WAYS TO SAVE MONEY ON CHRISTMAS Clearance Halloween Candy – If you’ve been able to snatch …
Five Financially Savvy Things to Do in Your 20’s
There have been many financially stupid things I did in my 20’s: emptied my retirement account, bought a heating alarm system on credit, bought furniture on credit (both entailed paying WAY TOO MUCH over time for those things). If I could go back in time and talk to my 20-something self, those are some of the things I’d tell me …
How to Make Creditor Calls Stop
Are you one of the many in today’s economy who are falling behind in debt and bill payments? Have the calls from creditors become relentless? Do you wish those would just stop? Making creditor calls stop is something that you can do on your own. All it takes is awareness, persistence and time. The following is a brief summary of …
How to Handle Medical Bills without Getting Financially Sick
When a recent client was about to undergo a surgical procedure, she called the doctor’s office to ask how much she would need to pay so we could budget that. The doctor’s office could not give her an answer but told her to call the insurance company for that information. She talked to several different representatives at the insurance company, …
Three Tax Deductions That Are Commonly Missed
Tax season is upon us. Again. And each year we search for tax deductions we might have missed.Here are three commonly missed tax deductions: 1. State Sales Tax – Even if you file on Turbo Tax (TT), this deduction is not one of the first listed. Be aware that you may have to search TT for this deduction which is …