SPRING CLEAN YOUR FINANCES

Now that the First Day of Spring has come and gone, a lot of us are in Spring Clean mode. There are many Spring Cleaning tips and checklists on the interwebs around this time of year.  I really like this site (Coffee, Pancakes & Dreams)  which includes a challenge and free downloadable check list. But have you ever Spring Cleaned …

The 1-2-3 Challenge: July 2021

July in Texas. “Mid” summer. The kids are home. Cookouts. Swimming. Vacation. Staycation.  Still a few months before the holidays. And it’s hot, y’all. As we’re sweating away the pounds, now can also be a good time to trim excess spending from the budget. So we’re starting a challenge. Here are the rules:  Challenge 1: During one week in July, …

Five Financial Planning Practices (You Should Begin Today)

There are certainly a lot of bad habits surrounding money in our culture, as evidenced by the fact that over half of American families live paycheck to paycheck.  Perhaps lower salaries or loss of income is to blame, but how much less would the impact be if the American public would adhere to a few financial planning “best practices” surrounding …

Beater Car #2

If you read our previous post about our Beater Car #1, you might be wondering what is a beater? A beater is a paid-for car (no loans currently on it) that is likely older and in running condition, but not showroom floor condition.  Case in point…. Before I discuss HOW we got this beauty, I want to relay two separate …