There are 3 types of financial goals: lifetime, long-term, and short-term. This post is about creating a lifetime goal: FINANCIAL HEALTH. Everything we do at StoreHouse Financial is with a view to your overall financial health. In fact, we are the only financial coaching firm to have the holistic Financial Health Index® (FHI) scoring system which helps us pinpoint the …
Eight Grocery Savings Tips for 2022
Everyone is feeling the summer heat here in Texas. Even as a short and long overdue rain graced us last week, the water quickly evaporated, much like our finances in this drought of inflation. We’re paying more for electricity (thanks for passing on the buck, ERCOT!), for gasoline, and for groceries. Grocery savings is top of mind for me too …
SPRING CLEAN YOUR FINANCES
Now that the First Day of Spring has come and gone, a lot of us are in Spring Clean mode. There are many Spring Cleaning tips and checklists on the interwebs around this time of year. I really like this site (Coffee, Pancakes & Dreams) which includes a challenge and free downloadable check list. But have you ever Spring Cleaned …
A Financial Coach Ditches Amazon Prime –5 months later
UPDATE: It’s been 5 months since getting rid of Amazon Prime, and we will never go back. We have placed orders on Amazon during these five months. This is because we’ve had both Christmas and birthday gifts and are buying supplies for our woodworking business/hobby. We are also purchasing items on behalf of an elderly relative. But since September, we’ve …
A Financial Coach’s Christmas Budget
It’s that time of year again! The best of times and sometimes the worst of times, financially speaking. Christmas. And more specifically: Christmas Budget time! This post is really about the financial impact of Christmas on the everyday American—specifically me, a financial coach. Even though I’m not a perfect example of budgeting, Christmas is an area and sought to hone …
Saving Money on Groceries
When we were raising our young family many years ago, coupons were my savings vehicle of choice when it came to groceries. But over time, the coupon section (that was the reason I bought a Sunday newspaper) disappeared – at least in our area. Since then, there are three main strategies that I’ve implemented to save money on groceries. Meal …
How to Budget Irregular Income
From real estate agents to car salesman to freelance artists, many jobs produce irregular income. How do you budget when you have no idea how much you’ll be taking home?* Are you currently working a job in which no two paychecks are the same? Maybe you’re commission only and always living in the stress of waiting on the next deal …
Five Money Mistakes I’ve Made
Part of why I became a financial coach was to help others avoid the many money mistakes I made through the years. There were many more than five, but here are the 5 WORST money mistakes I’ve made (in no particular order): 1. Early withdrawal from a retirement fund AND a pension fund. At one point in our life, we …
The 1-2-3 Challenge: July 2021
July in Texas. “Mid” summer. The kids are home. Cookouts. Swimming. Vacation. Staycation. Still a few months before the holidays. And it’s hot, y’all. As we’re sweating away the pounds, now can also be a good time to trim excess spending from the budget. So we’re starting a challenge. Here are the rules: Challenge 1: During one week in July, …
Seven (7) Side Hustles I’ve Had
I just called them jobs. But at a time when I wanted to stay home with my children instead of working full time, side hustles became essential for survival. Maybe these will give you some ideas for some of your own! 1. Waiting Tables Who didn’t wait tables in college, right? Here I learned how to do multiple things at …