Are you financially proactive?

Steven Covey, in his best seller 7 Habits of Highly Effective People writes that the in order to be effective, you must “Be Proactive.”     Don’t blame others for your behavior.  Instead, focus your time and energy on things you can control. PREPARE(proactive) VS RESPOND(reactive) In counseling, the proactive coping approach denotes behaviors in which one will prepare for an event …